What Is a Smart Card?
A smart card resembles a credit card and the technology is in several different devices. Unlike most cards used in the United Sates, a smart card contains an embedded microprocessor rather than a magnetic strip. Normal magnetic strips can easily be tampered with, making it easy to change and delete information, as well as provide an easy way to steal identities. Smart cards protect information as well as personal identities.
What are Smart Cards Used for?
Smart cards are widely used in Europe, but they have become increasingly popular in the United States. Originally developed to reduce theft while using payphones, they are frequently used for everything from checking out books from the library to making transactions. Smart cards can be used for electronic cash, banking, healthcare, and more. They can be used in the form of a prepaid card, credit card, government identification, computer security systems, and key cards, just to name a few. Smart card technology has been used in cell phones, TV-satellite decoders, and many other places.
Benefits of Smart Cards
Smart cards are more reliable in protecting your identity than magnetic strips or bar codes are because they are much more difficult to tamper with. They restrict access only to authorized users. Passwords, identities, and other data are harder to hack into. Because the cost to reset passwords and other information is so high, smart cards can be a cost-effective solution. If you’re worried about your security, you may want to replace your magnetic strip cards with a smart card.